Borrow as you need and pay only for what you use. Access a Line of Credit of up to $250K.
Only available to NorthOne Account holders. Applying won't impact your credit score.
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NorthOne is a financial technology company, not a lender. NorthOne does not issue loans or make credit decisions in connection with loans. NorthOne Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. NorthOne Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon here.
Lines of credit from $10K to $250K.
Apply in as little as 2 minutes.
Decisions in as soon as 24 hours.
Same day funding.1
Apply for free online or on the NorthOne mobile app.
Get a decision in as fast as 24 hours. Applying doesn’t affect your credit score.
Same day funding.1
Pay back only on what you borrow in monthly increments.
As you pay off the credit you borrowed, the same amount is made available for you to borrow again.
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.
NorthOne Bank Account
Your business has a NorthOne Bank Account and is in good standing.
620+ FICO Score
The applicant has a FICO score of 620.
12+ Months
You’ve been in business for over 12 months.
$2,000+ Cash Balance
Your business has a cash balance above $2,000.
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.